Earn 10,000 Bonus Pointst after you spend $1,000 on purchases in the first 90 days from account opening. Those points can be redeemed at ABOCRewards.com for SMART merchandise, gift cards, statement credits or travel. If you are not yet carrying the ABOC SMART Union Credit Card you can apply online at www.aboc.com* t This offer is only valid for new accounts . To qualify and receive this offer, your account must be open and in good standing and you must make Purchases totaling $1 ,000 within the first 90 days from account opening *Subject to credit approval and underwriting guidelines . Offer expires August 31, 2017 . Dates and rates are subject to change . Please visit our website at www.aboc .com or call us at (800) 365 -6464 for the current rates . The ABOC SMART Credit Card is only available to members of SMART living in the United States . Amalgamated Bank of Chicago , Member FDIC .